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Peachstate Insurance Blog: liability

View the latest blog posts from Peachstate Insurance.

In Georgia, it is the law to carry car insurance on your vehicle. Therefore, if you fail to carry a policy, you break an important safety regulation. The requirement isn’t there to burden you. It exists to protect both you and others when car accidents occur. READ MORE >>

Thousands of Americans use motorcycles for recreation, competition or everyday travel. In fact, there were over 8 million registered in the states in 2011. They remain an important part of our cultural experience, given the American propensity to love the open road. Many people buy their first motorcycles as young adults. READ MORE >>

When you own a home, you face a lot of different risks on your own. However, your home poses a risk not just to you and your family, but to other people as well. Whenever someone steps onto your property, they could get hurt. That person might request or even sue you for compensation for their injuries. READ MORE >>

Purchasing an auto insurance policy may seem complicated. You want to follow state and local laws without taking on more coverage than necessary for your car. By understanding minimum coverage requirements, you can learn how to handle auto incidents. Liability Protection READ MORE >>

You’re in an accident. Your vehicle has damages. The other person’s vehicle has damage, too. And, you realize you may be to blame. When a situation like this happens, take a deep breath. Call the police and your auto insurance agent. In most cases, you have insurance to help you. READ MORE >>

You may think a lot about how to choose proper coverage levels for renters insurance. On one hand, there is your personal property coverage. In this section of your policy, you place a value on your personal items within the property. But, there’s also your liability coverage. READ MORE >>

Thirty-seven percent of all households in the United States are renters, according to the National Multifamily Housing Council. However, the Insurance Information Institute (III) conducted a study in 2015 that showed only 40 percent of renters maintain renters insurance compared to 95 percent of homeowners who have homeowners insurance. READ MORE >>

Have you taken the time to explore what your home insurance policy offers? Many property owners don't think twice about what is and is not included on their home insurance. You may even assume you can use your policy whenever you are facing significant damage to the structure. That may not be the case. READ MORE >>

SR-22 is a type of certificate that is required by some states for those who want to drive, but who have had numerous moving violations. The court can order an individual to obtain this type of certificate if and when it is determined that individual may pose a higher risk to the public. READ MORE >>

Liability insurance is one of the most important types of coverage you can have as a homeowner. It is a key component of your home insurance because it provides you with exceptional protection from accidents. What would happen if your pet bit someone? How much would you have to pay if someone fell on your property and damaged their leg or arm? READ MORE >>

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