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Peachstate Insurance Blog: homeowners

View the latest blog posts from Peachstate Insurance.

As the winter weather comes and temperatures drop, it more likely that your home's pipes could freeze up. Water running through the pipes can often freeze when temperatures drop significantly, especially at night. When this happens, it causes the metal piping to expand as the ice forms and pushes against it. READ MORE >>

Home insurance is meant to provide you with protection from damage and risks your home and your property could face. In most cases, this includes fires, storm damage, and theft. However, many homeowners don't realize they can file a claim for damage or loss for other items in their home, not just the structure itself. READ MORE >>

Buying a house isn't as easy as choosing one that you like and going through the legal and financial process. If you want to be well prepared for the world of homeownership, then you want to take several steps months before you want to buy. Know Your Budget READ MORE >>

When the holidays roll around, many homeowners pack up and leave town to spend special days with family. If you want the assurance that everything will be just as you left it when you return, follow some of these easy steps to protect your home. Resist the urge to announce your trip on social media sites. READ MORE >>

The big wedding day is fast approaching. Wedding gifts are arriving and you are storing them in a spare bedroom. There are so many and you’re chomping at the bit to open them, but you’ve already decided to store all the wedding gifts there and wait to open them after the wedding. READ MORE >>

One of the first things that property owners or renters should think about when they move into a new building is installing various security features. These can include simple iron bars on ground floor windows and doors, which can effectively prevent easy burglaries that could occur through a broken window. READ MORE >>

Many homeowners don’t consider the role of personal liability in their Georgia home insurance policy. There is an understanding that insurance covers loss from theft, fire, or natural disasters, along with home content and personal possessions. Most policies provide some coverage for personal liability, but it is often very minimal. READ MORE >>

It is never easy to judge how much insurance you need to have on your home to keep your loved ones financially protected. But the actual process of picking the correct amount is much simpler than it might seem if you analyze the notion of insurance and apply its true meaning to your specific situation. READ MORE >>

When people buy home owner’s insurance they often make assumptions that are based on things they may have heard, or that they think “should” be covered by the policy. Unfortunately, these myths keep popping up over and over to the dismay of both the homeowner who thought he was covered and the agent who has to explain that he’s not. READ MORE >>

There are plenty of reasons to buy a home insurance policy. Having one in-force protects your savings from the financial damages experienced after any number of covered incidents and also gives you a means to replace missing or damaged personal property. READ MORE >>

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