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Frozen pipesAs the winter weather comes and temperatures drop, it more likely that your home's pipes could freeze up. Water running through the pipes can often freeze when temperatures drop significantly, especially at night. When this happens, it causes the metal piping to expand as the ice forms and pushes against it. The results can be broken, unusable pipes and flooding. In some cases, your home or renters insurance policy will provide coverage for this type of loss. In every situation, though, there are steps you can take now to minimize the risk of frozen pipes.

Simple Ways to Avoid Frozen Pipes provides a few key recommendations on how to prevent your home's water lines from freezing during the cold months. Among those recommendations are the following:

  • Increase the temperature within your home. By turning up the thermostat, you'll warm the air temperature just enough to minimize the risk of freezing. Even a slight increase will improve air temperatures in the area where pipes are located, such as in crawl spaces or the basement.

  • Add a heating cable. This cable or tape is wrapped around the exterior of the pipe. It adds just enough heat to keep the water within from freezing. Be sure to follow manufacturer recommendations for installation.

  • In problem areas, add a space heater. Choose one that will automatically turn off if tipped over. This improves the air temperature enough to stop freezing.

  • If your kitchen pipes tend to freeze or are at risk for freezing, open up the cabinets at night. This improves air circulation in these areas at no additional cost.

In addition to these tips, homeowners also need to follow up with their plumber to ensure the pipes are in condition before the actual start of the cold weather. By taking these steps, you can reduce the risk that your home's pipes will burst and leave you with a costly bill or home insurance claim.

It is also a good time to talk to your insurance provider to learn if this type of risk is covered or if you can add additional coverage to it to give you added financial protection.

Stay safe this winter. Call Peachstate Insurance at (877) 997-2478 for more information on Smyrna home insurance.

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