Driving is a privilege many people take for granted. They may drive after drinking, which increases the risk of getting into an accident. Or they may drive recklessly, speeding down highways and endangering other people’s lives. All too often, these drivers are required to get SR-22 auto insurance because it’s been determined that they are prone to liability risks. If you are one of these individuals, then knowing how to get SR-22 insurance will help you continue to drive within the law. The following are three easy steps you can take to get SR-22 auto insurance.
Step 1: Understand What’s Required of You
If you’ve gone to court and you’ve been ordered to maintain SR-22 coverage, then your first step is understanding exactly what that means for you. SR-22 insurance is technically a certificate that demonstrates that you have the required liability insurance necessary to drive your car on the road legally. Before you request an SR-22 certificate from your auto insurance provider, it’s important that you read all the stipulations outlined to you in the court order.
Step 2: Talk to Your Insurance Agent
If you have been a licensed driver for a while, then you know that all insurance companies aren’t created equal. Each insurer offers different rates and different services. Providing you with an SR-22 certificate is no different—not all insurance companies will provide you with a certificate or continue to do business with you once you’ve proven to be a high risk.
Having existing coverage makes getting an SR-22 certificate easier because you can always start with your insurance agent. Ask your agent about an SR-22 certificate, and they will likely get the process started for you. Of course, you can also ask your agent for a referral to a reputable insurance company that can provide you with the certificate.
Step 3: Drive Safer
After you have secured an SR-22 certificate of insurance, then you must focus on maintaining the right coverage in place. More than likely, you will have to maintain at least the minimum required liability coverage in order to keep the certificate. Additionally, you must make a conscious effort to better your safe driving practices.
Getting an SR-22 certificate of car insurance isn’t a difficult process. If you need the certificate, then you should inform your insurance agent about the requirement, and they can help provide the required documents to your DMV or your local court.
Get the coverage you need. Call Peachstate Insurance at (877) 997-2478 for more information on Smyrna SR-22 auto insurance.