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Peachstate Insurance Blog Page 9

View the latest blog posts from Peachstate Insurance.

If you have to get an SR-22 certificate, that means that state traffic authorities have deemed you a high driving risks. Now that you’re a higher risk on the road, you may wonder how this new classification will affect your auto insurance coverage. Most drivers associate increased risks with increased auto insurance costs. READ MORE >>

Maintaining auto insurance helps ensure your vehicle continues to have protection from risks. Most states require drivers to maintain a specific amount of coverage. To keep that policy active, you will need to make payments on time. Most policies are for six months, though some extend longer, even to a year. READ MORE >>

Whenever you reside in a rental home, you should remember that this is not your house. No matter how well you maintain the property, and no matter how settled you are, someone else still owns the home. Therefore, you must protect your own personal property within the property. You can do so with renters insurance. READ MORE >>

We’ve all heard the warnings, and they are true. Do not drink and drive. Ever. Alcohol consumption impairs a driver’s faculties. This makes it difficult for a driver to fully engage with the road. Intoxication, or drunkenness, is a very big safety risk to a driver and others on the road. READ MORE >>

The roof to your home provides ample protection for your family. It also is an important component of the structural integrity of the building. If there is damage to the roof, it can cause damage to the underlying structure right down to the foundation. That puts the home at risk and reduces its value. READ MORE >>

Owning a home comes with the responsibility of maintaining it. Even if you think your home is in good shape, chances are there are risks that could be very worrisome. If you have home insurance, it can help to reduce at least some of these risks. It can also keep you financially secure should something happen with your home. READ MORE >>

One of the factors auto insurance agencies consider when providing a price for clients may be your credit rating. Not all states allow this. If your state does, it means your insurer may take a look at your credit report to determine risk. If you make payments on time and are responsible, the agency will likely view you as less of a risk. READ MORE >>

If you decide to rent a home, you’re taking on a responsibility for someone else’s property. Living in a rental means that you have to oversee the safety and upkeep of the property. Even if the property's owner plays a role in upkeep, you still have a lot of influence over its day-to-day safety. READ MORE >>

Getting an SR-22 requirement makes you a risk in the eyes of your insurance company. SR-22 requirements come from a variety of driving charges, depending on where you live. Among these might be multiple tickets, wrecks, DUI charges, and the failure to carry insurance. READ MORE >>

Moving into a rental property is not like moving into a brand new home. Rentals are, at least in theory, places for temporary occupancy. While you can stay in a rental usually as long as your lease allows, someone else owns the actual property. Furthermore, others may have occupied the property before you. READ MORE >>

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